Apply for a Home

1. You will be considered for a Habitat home if your present housing is not adequate, and if you are unable to obtain adequate housing through other conventional means.  Lack of adequate housing may include problems with the present structure; problems with water, electrical, heating or sewage service systems; or failure to meet city property maintenance standards.  Also taken into consideration are the number, ages and gender of children compared to the number of bedrooms in your present home.  You must be a Morgan County resident to apply for a home.
2. The percentage of your monthly income that you currently spend on housing is considered to determine need.  You will be required to openly and fully discuss your financial situation with Habitat personnel.
3. You and your family will be considered if your annual total income is within the guidelines established by Habitat for Humanity of Morgan County.

Year 2008 Guidelines
Based Upon A Family Size Of	Least Amount of Income	Most Amount of Income
One	$13,400	$22,560
Two	$13,400	$25,800
Three	$14,500	$28,980
Four	$16,100	$32,220
Five	$17,400	$34,800
Six	$18,700	$37,380
Seven	$19,950	$39,960
Eight	$21,250	$42,540

If you would like to learn more about homeownership, call us 256-340-9609 or complete the online interest form and we will contact you shortly.